Should We Privatize Social Security?

Should Social Security be privatized? It’s a concept that is often popular with Republicans and generally opposed by Democrats. Though I have talked to well intentioned people who firmly believe in the idea, I am troubled by it for several reasons. The first is the principal encompassed by the phrase “follow the money.” Who stands…

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Downsizing Your Way To Happiness

Here’s the deal. One of the things that can determine how well you live in retirement has to do with how much “stuff” you have. For many people the time in their life when they have the most financial independence is in the years nearest to retirement. If you have lived your life for years…

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Think You’re Worried About Social Security Now?

If you are worried about how Social Security is going to remain solvent through the entirety of the twenty-first century and beyond, you may be thrilled, or horrified, to realize that the solvency of Social Security might just end up folded into the larger problem of what to do if increased automation by ai and…

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Retirement Advice. For You?

Does it seem like all the retirement savings advice you see these days boils down to “you need a better job?” It seems that all of the articles I read about starting to save late in life lead off with the wonderful news that the US government wants to help you by upping your retirement…

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Be Like A Shark

Did you know that a shark can’t stop moving like most fish? They can’t stop to rest, or to sleep, or just to take a moment to enjoy their surroundings. Most fish breath similar to the way you do so they move water past their gills. Sharks can’t do this, so if they want to…

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Health, Hard Labor And The Retirement Age

There are many ideas being floated about how to get Social Security past the looming funding crisis due in 2034. They range from taxing higher incomes, to increasing the payroll tax, to allowing it to reduce payouts, to raising the retirement age once again. Whether you like the idea of one or all of them…

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Your Nest Egg – Required Or Desired?

Are you facing retirement without your desired nest egg? One way to address the deficit is to decide that you are going to work longer or that you will retire but have a part time or side income. Of course the other option is to see if your desired nest egg is really your required…

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Why Are You So Broke?

If you are getting to the point where retirement is near enough to be scary and you just plain don’t feel like you have enough money to retire – you have to wonder why. Why is it that you don’t have any money? A bit ago I came across a story about a man who…

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Caviar Wishes And Retirement Dreams

Why is it so important that you work on your mental game starting now? Time. If you are seriously starting to think about retirement, you have probably been on this planet of ours for fifty years or better. That’s fifty years of finding yourself, fifty years of building a life, fifty years of dreaming about…

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This May Be Your Last Chance

This is your chance. Think back to the times in your life when you were truly free. Free to do what you want, freedom to go where you want, freedom from expectations. Freedom to be you. The last time was probably when you graduated from school in your teens or twenties, a time when you reached…

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